body { text-align: justify; background-color: #FFFFD8; background-image: url(bkgFill.png); background-repeat: repeat-y; font-size: 14pt; color: #000099; }
p { text-indent: 2.0em; }
ul { margin-left: 2.5em; }
li { margin-left: 1.5em; margin-bottom: 0.5em; }
div#banner { width: 110px; position: absolute; top: 40px; left: 10px; }
div#main { margin-left: 120px; width: 85%; padding-left: 2em;  }
h1 { color: #0000ff; font-family: Verdana, sans-serif; letter-spacing: 0.5em; margin-top: 1em; margin-bottom: 0em; }
h2 { letter-spacing: 0.25em; margin-top: 1em; margin-bottom: 1 em; }
h3 { margin-top: 1em; margin-bottom: 1em; }
hr.halfRule { width: 50%; margin-top: 1em; margin-bottom: 1em }